Monday, December 12, 2011

My Employer Wants Me to Use My Health Insurance for a Workplace Injury. What do I do?

Filing a Workers' Comp Claim on your private insurance can keep you from getting proper healthcare and destroy your protection under the law.  You can undo the trouble, but you need the facts to know how.  Pollan Dobbs, PLLC can show you the way.

Everyday injured workers are told to use their health insurance to cover the care for their workplace injury.  Every time this happens, they're being exploited by their employer.  This problem has become a small epidemic in many states.  Workers' Comp and standard Health Insurance policies may seem the same, but they aren't.  Employers who urge workers to use their own personal health insurance are committing a form of insurance fraud.

This includes:
  • Refusing to do an injury report.
  • Refusal to submit a truthful report to the Workers' Comp insurance company.  
  • Refusal to give the name or adjuster for the Workers' Comp insurance company.
  • Forcing injured workers to use their own private health insurance.
The rules for starting a workers' comp claim are fairly simple, but the situation can get quite complicated when Employers act as if the rules don't apply to them.  This sort of behavior is an attempt to hide your injury so that they can avoid responsibility--pure and simple.  Any attempt to do the things listed above is an attempt to hide benefits from you and make whatever steps you take with your legitimate claim just a bit more difficult.

You should have dignity and respect from your workplace and when you're workers' comp claim is legitimate, we make sure you get it.

If anyone has tried to use any of these insurance tricks with you, call us.  We have the tools to get your claim handled properly with no red tape for you.  We work to protect you and your job as our highest priority.


Call us on the Workers' Comp Hotline at 888.931.COMP (2667)